Hsa Limits 2024 Family Income. For 2024, individuals under a high deductible health plan (hdhp) have an hsa annual contribution limit of $4,150. The 2024 hsa contribution limit for families is $8,300, a 7.1% increase from the 2023 limit of $7,750.

The irs will levy income taxes on any excess contributions and then add on a 10 percent bonus. Add those figures up and a couple could save as much as.